Barclays UK has certainly upped the ante through the fusion of payments with existing Natural Language Understanding (NLU) and biometric authentication resources. Launched with a late August update of Barclays mobile banking app, customers can now tell Apple’s mobile personal assistant Siri to “Pay Aunt Maude 150 pounds;” that is, as long as “Aunt Maude” is a registered payee associated with the account, and the iPhone in use supports TouchID.

This is not the long-prophesied “Tipping Point” for voice-enabled person-to-person (P2P) payments. However, it does represent the most “state-of-the-art” (if you consider that a relative term) implementation of a voice-first assistant to carry out payment instructions. read more